How We Work

Before we can make the right recommendations for your circumstances, we take the time to get to know more about you, and find out what your short and long-term financial goals are. We’ll then analyse what you’ve told us, taking into account any existing plans and financial arrangements you may have in place. From these findings, we’ll be able to put forward our recommendations and talk them through with you.

Initial Consultation

This is our opportunity to get to know more about you, and for you to find out how we can work on your behalf. We’ll provide you with more information about our services and explain our fee structure. Needless to say, we won’t proceed with any work without your full agreement.

Fact Find

We’ll make sure we get a good grasp of your financial goals, what you’re looking to achieve and what your time horizons are. We’ll take into consideration your existing financial arrangements and any plans you may already have in place.

Research and analysis

Taking all the information we have gathered from our discussions into account, we’ll carefully consider all the options open to you and begin the process of putting together a comprehensive recommendation that meets your needs.

Report with recommendations

At this stage, we will set up another meeting at which we’ll talk through our recommendations. We’ll provide you with a report that covers your requirements, our analysis of the options open to you, and our proposed plan of action.

Implementation of agreed actions

If you’re happy with our proposed course of action, then with your agreement, we’ll proceed. We’ll be on hand to guide you through the completion of the relevant documentation, explaining any terms that might be unclear to you.  We’ll monitor your application process from start to finish, and make sure you receive copies of all policy documents.

Ongoing review service

We pride ourselves on building long lasting relationships with our clients. We know that the plans we agree and implement on your behalf will, with the passage of time, need to be revisited as you go through life’s different stages.  If you require an ongoing service we will schedule regular reviews with you to ensure your plans remain fully in line with your requirements. For further details please see our Important Information about Our Services document.